Personal Finance and Banking Semester 1

Enrollment Message

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Course Description

Personal Finance and Banking 1 emphasizes the importance of financial literacy and the strategies to maximize earnings, efficient consumption, and overall life satisfaction. It covers income taxes, budgets, housing and transportation options, and retirement and estate planning. Students will be well-prepared to navigate the complex landscape of personal finance and make informed decisions that lead to financial security and wealth accumulation.

• Counts as a directed elective or elective for all diplomas

Course Goals

Upon completion of the course, students will…

• identify the importance of understanding Personal Finance.
• establish financial goals for maximizing earnings, efficient consumption, life satisfaction, reaching financial security, wealth accumulation, and estate planning.
• calculate the effect of income tax on personal finance.
• demonstrate methods of personal budgeting and managing credit.
• evaluate alternative methods of meeting housing and transportation needs.
• demonstrate an understanding of retirement and estate planning.

Indiana Academic Standards

• Next Level Programs of Study Competencies

Units of Instruction

• Unit 1 Intro to Personal Finance
• Unit 2 Financial Goals and Planning
• Unit 3 Income and Taxes
• Unit 4 Budgeting and Credit Management
• Unit 5 Housing and Transportation Needs
• Unit 6 Retirement and Estate Planning
• Unit 7 Careers in Personal Finance

Grading/Evaluation

Indiana Online does not assign letter grades, grant credit for courses, nor issue transcripts or diplomas. A final score reported as a percentage of total points earned will be sent to students upon completion of a course. Your school of record can also access this score within the Student Information System, Genius. The final score will be shown as a percentage in Canvas and Genius. The student’s school of record will determine the letter grade based on their specific grading scale.

Students must complete at least 70% of the course and take all parts of the final exam(s) to have a score reported to their school of record. Failure to meet these requirements will result in a score of 0 reported to the school of record.

Assessments

Online assessments consist of formative and summative assessments represented by computer-graded multiple choice, teacher-graded writing assignments including hands-on projects, model building and other forms of authentic assessments. The course includes the following assessments

• 9 Discussions
• 28 Assignments
• 17 Quizzes

Teacher Contact Response Time

Students can use email or the private message system within Genius or Canvas to access highly qualified teachers when they need teacher assistance. Students will also receive feedback on their work inside Canvas. The Teacher Information page of their course may describe additional communication options.

The teacher will respond to student inquiries (email, text, call) within one business day. Assignments will be graded and posted within two business days.

Expectations for Academic Conduct 

Student Handbook 

It is your responsibility to read the student handbook to understand all aspects of taking an online course including expectations for academic conduct. Contact your teacher if you have any questions. 

Assistance for Students with Accommodations

Indiana Online supports an inclusive learning environment for all students. If there are aspects of the instruction or design of this course that hinder your full participation, such as inaccessible web content, or the use of non-captioned videos and podcasts, reasonable accommodations can be arranged.

Technology

Technology Requirements 

Students will require a computer device with headphones, a microphone, webcam, up-to-date Chrome Web Browser, and access to YouTube. Please review the Indiana Online’s Technology Requirements.

Technical Skills Needed 

Basic technology skills necessary to locate and share information and files as well as interact with others in a Learning Management System (LMS), include the ability to

• download, edit, save, convert, and upload files
• download and install software
• use a messaging service similar to email
• communicate with others in online discussion or message boards, following basic rules of netiquette
• open attachments shared in messages
• create, save, and submit files in commonly used word processing program formats and as a PDF
• save a file as a .pdf
• copy and paste and format text using your mouse, keyboard, or an html editor’s toolbar menu
• insert images or links into a file
• search for information within a document using Ctrl+F or Command+F keyboard shortcuts
• work in multiple browser windows and tabs simultaneously
• activate a microphone or webcam on your device, and record and upload or link audio and/or video files
• use presentation and graphics programs
• follow an online pacing guide or calendar of due dates
• use spell-check, citation editors, and tools commonly provided in word processing tool menus
• create and maintain usernames and passwords

Technical Questions?  Please contact the Indiana Online Helpdesk.